Credit card casinos are safe, reliable, and offer big bonuses, along with fast deposits. If you’re in the UK, you can still access them through international casinos that aren’t regulated by the UKGC.
Here are the top-rated gambling sites that accept credit cards.
Best UK Gambling Sites That Accept Credit Cards
Many Visa and Mastercard casinos accept UK players, but which ones are the best? We’ve scoured the industry for the top credit card casino in each major gaming category, which you’ll see below.
Best Credit Card Casino Overall
🥇 Winner: Casino Lab
- Pros: Huge live dealer casino, large welcome bonus, unique VIP programme
- Cons: Fees on some withdrawal methods
Why we chose Casino Lab: This casino impressed us immediately with its 300+ live dealer games as part of a game selection of over 1,800. In addition, it’s praised for its mobile compatibility, secure gaming environment, and fair play while accepting both Visa and MasterCard.
🥈 Runner-Up: TheHighRoller
- Pros: Over 5,000 games, instant withdrawals, solid loyalty programme
- Cons: Low withdrawal limits for most methods
🥉 Podium Finish: Instaspin
- Pros: User-friendly mobile platform, VPN friendly, reasonable wagering
- Cons: Small welcome bonus
Top Credit Card Casino for Fast Payouts
🥇 Winner: Xtraspin Casino
- Pros: Several cryptocurrencies, instant processing, daily prize wheel spins
- Cons: Some payment methods have fees up to £40
Why we chose Xtraspin: This casino offers the fastest payout options, including several cryptocurrencies and multiple ewallets. It processes withdrawal requests instantly or, at worst, within 24 hours.
🥈 Runner-Up: FoxyGold
- Pros: Payouts within 12-24 hours, up to €20,000 in monthly withdrawals
- Cons: Not many promotions
🥉 Podium Finish: Privé Casino
- Pros: Crypto payments within 24 hours, up to €8,888 welcome package
- Cons: 7-day expiry on all deposit bonuses
Best Credit Card Slots Casino
🥇 Winner: SlotsAmigo
- Pros: Over 4,000 slots, user-friendly lobby with multiple slots categories
- Cons: Monthly withdrawal limits are only €7k.
Why we chose SlotsAmigo: You can access 4,000+ slot games from elite providers like Hacksaw Gaming, NetEnt, and Pragmatic Play. The slots lobby features a provider filter, search tool, and categories to make life easier.
🥈 Runner-Up: 🥈 Runner-Up: London Eye
- Pros: More than 5,000 slots, 70+ slot providers available
- Cons: £100 minimum withdrawal
🥉 Podium Finish: SkyHills
- Pros: Provides over 4,000 slots, most included in welcome bonus
- Cons: Needs a game search engine
Top Mastercard Casinos
🥇 Winner: 30bet
- Pros: Mastercard deposits start at €10 and offer over 20 payment methods
- Cons: Limited crypto payment options
Why we chose 30bet: We like how you can start at 30bet with as little as a €10 Mastercard deposit. The overall banking selection is impressive, with 30bet featuring 20+ deposit and withdrawal options.
🥈 Runner-Up: Lucky Pays
- Pros: Play for real money with €10+ Mastercard deposits, over 2,500 games available
- Cons: Website navigation could use some work
🥉 Podium Finish: Incognito Casino
- Pros: Easy to register & make Mastercard deposits. The VIP programme lets you pick bonuses.
- Cons: Bonus maxes out at £300.
Best Credit Card Casinos for High Rollers
🥇 Winner: LuckyWands
- Pros: Monthly withdrawals up to €50,000, generous betting limits
- Cons: Bonus has a slightly high rollover
Why we chose LuckyWands: This gaming site features daily and monthly cashout limits of €5,000 and €50,000, respectively. We also noticed plenty of slots and table games that allow higher-than-normal max bets.
🥈 Runner-Up: BetFoxx
- Pros: Up to a £30,000 bonus for high rollers, live dealer table limits can exceed £1,000
- Cons: The game lobby feels cluttered
🥉 Podium Finish: Bet555
- Pros: Great cashback deal for high rollers worth up to 35%, diverse game selection
- Cons: Bonus terms are hard to find
Summary Table
| Category | Our Criteria | Best Online Casinos |
|---|---|---|
| Best Overall | Excels in game variety, bonuses, security, and customer service. | Casino Lab, TheHighRoller, Instaspin |
| Top Credit Card Casino – Fast Payouts | Processes withdrawals fast plus offers the quickest payout methods. | Xtraspin, FoxyGold, Privé |
| Best Credit Card Slots Casino | Features many online slots covering multiple categories, like jackpots, and Megaways. | SlotsAmigo, London Eye, SkyHills |
| Top Mastercard Casino | Feeless Mastercard deposits and offers quality bonuses and fast payouts. | 30bet, Lucky Pays, Incognito Casino |
| Best High Roller Casino | Casino with the highest betting limits and generous withdrawal amounts. | LuckyWands, BetFoxx, Bet555 |
Can You Gamble with a Credit Card in the UK?
In 2021, the UK became the first nation to ban credit cards for online gambling purposes. Therefore, locally licensed gaming sites don’t let you use this method.
But you can still gamble with a credit card at international (offshore) online casinos that accept cards. These operators aren’t under the UK Gambling Commission umbrella and will accept brands like Visa and Mastercard.
Are Gambling Sites that Accept Credit Cards Legit?
Despite not having UKGC licences, most British credit card casinos are trustworthy and reputable. They have licensing from authorities like the Curaçao Gaming Control Board, utilise SSL website encryption, and feature trusted payment methods.
They often make fast payouts, too, especially through crypto. We’ve almost always had good interactions with customer support at online casinos and new betting sites accepting credit cards.
Benefits at Online Casinos that Accept Credit Cards in the UK
The average UK credit card casino offers several advantages, ranging from convenience to impressive bonuses. Let’s go in-depth on the benefits you’ll enjoy when playing at an online casino accepting credit card deposits.
Ease of Use and Convenience
Cards are available at most non-UKGC gaming sites, making availability a big plus. They’re also easy to use because you only need to enter the card details.
Security and Fraud Protection
Credit card companies use multiple forms of technology to secure your payments and prevent unauthorized transactions. This security puts your mind at ease when using online casinos that accept credit cards from UK players.
Instant Transactions
Just like at UK non-GamStop casinos, you can expect instant deposits with credit cards, which isn’t the case with some methods like bank transfers. This speed lets you immediately qualify for credit card casino bonuses and start playing for real money.
Bonuses & Rewards
A card deposit opens the door to bonuses like cashback, free chips, free spins, and matched bonuses. The average UK credit card casino also provides VIP rewards, such as faster withdrawals, personalised support, and special bonuses.
Pros and Cons of Playing with Casino Credit Cards
While the best credit card casinos boast major advantages, they also have downsides to consider. Let’s go over the benefits and drawbacks of credit card casinos:
✅ Pros
- Enjoy instant deposits
- Many bonuses usually available
- Extremely fast crypto payouts
- Light or no KYC requirements
- More flexible self-exclusion options
❌ Cons
- Some casinos require credit card fees
- Credit cards may make it easier to overspend
- Offshore casinos not under UKGC regulations
Top Online Credit Card Casino Bonuses & Promotions
Bonuses are one of the best aspects of online casinos that accept credit cards from UK players. View the top bonuses below and find out where to find the best deals.
Welcome Bonus
- What’s on Offer: You receive a welcome package when you deposit at new credit card casinos. Welcome offers almost always include a matched bonus, while they might provide free spins or cashback, too.
- What’s the Benefit: You get a generous offer—one that usually has player-friendly terms like low wagering requirements.
- Top Deal: SlotsAmigo offers a 300% up to €15,000 crypto welcome bonus plus 100 free spins.
Reload Bonus
- What’s on Offer: A bonus is available after you’ve joined a new British credit card casino. For example, you might see a 100% up to £100 bonus every Wednesday.
- What’s the Benefit: You’ll keep pulling in bonuses beyond the welcome package.
- Top Deal: Privé Casino features a 150% up to €1,000 reload bonus.
Free Spins
- What’s on Offer: This deal lets you play credit card slots for free at some of the best slots sites in the UK. Sometimes it’s for a specific game, like, for example, 50 free spins for Big Bass Bonanza.
- What’s the Benefit: You get real money spins and a chance to win money without risking your funds.
- Top Deal: TheHighRoller commonly offers 50 free spins for a different game each day.
Cashback
- What’s on Offer: A British credit card casino gives you a percentage of your losses back. For example, you might get 10% cashback up to £200 each week.
- What’s the Benefit: This promo is like insurance in case you lose. You’ll receive some of your money back and another chance at winning again.
- Top Deal: Casino Lab offers 15% weekly cashback up to £2,550.
VIP Rewards
- What’s on Offer: A loyalty programme rewards you based on your playing/betting volume. Standard perks include personalised promotions, birthday gifts, free spins, and a VIP host.
- What’s the Benefit: You’ll qualify for most credit card casino VIP programmes just by depositing. From here, you might as well reap the extra rewards for playing.
- Top Deal: The Incognito Casino VIP programme lets you pick rewards like free spins and matched bonuses.
Comparing Current Welcome Offers at Top Credit Card Casinos
The best UK credit card casino bonuses offer friendly terms, like low wagering requirements and few game restrictions. Size also becomes a factor if you’re a high roller. Here are the top credit card online casino bonuses unlocked by your first deposit.
| Casino | Welcome Offer | Bonus T&C |
|---|---|---|
| Casino Lab | 100% up to £425 + 200 free spins | 35x (b+d) rollover, £4.25 max bet |
| TheHighRoller | 100% up to £500 + 50 free spins | 7-day expiry date, 35x (b+d) rollover |
| FoxyGold | 150% up to €1,200 + 120 free spins | €5 max bet, 7-day expiry, 35x (b+d) rollover |
| SlotsAmigo | 300% up to €15,000 + 100 free spins | Crypto deposits only, 20x (b+d) rollover |
| SkyHills | 200% up to €1,500 | 35x (b+d) wagering requirements, 7-day expiry |
| LuckyWands | 140% up to €1,000 | €5 max bet, 40x (b+d) wagering requirements |
Best Games You Can Play at Credit Card Casinos
A casual playing session quickly turns into hours of fun when you discover the perfect game. At UK credit card casinos, variety impresses, and options cater to your every preference. Whether you enjoy something different like specialty games, interactive live dealer tables, strategic table games, or fast-paced slots.
Each game type brings its charm, making finding options that match your style effortless. Let’s explore the top games you can enjoy at credit card casino sites .
Online Slots
If you enjoy variety and love countless styles, your choices are almost endless, with slots ranging from the more basic three-reel classics to modern megaways and 3D story-driven titles with exciting features and bonus rounds. There’s always a theme or setup to match your mood.
Table Games
If you’re more into games that challenge your mind, table games are a great pick. Favorites include blackjack, baccarat, roulette, and poker. Fun twists like Blackjack Switch and Double Exposure make these even more enjoyable.
Live Dealer Games
Play at live dealer tables through your phone or computer for an authentic casino experience. The best UK credit card live casinos also feature game-show-style experiences, like Monopoly Live or Crazy Time, for something more interactive and fun.
Progressive Jackpots
Dreaming about payouts that can change your life? Check out progressive slots, which are great for huge payouts. The slot jackpots that increase in payout value with every single spin include titles like Hall of Gods, Mega Fortune, and Mega Moolah. No wonder the best payout online casinos always feature lots of progressives.
Specialty Games
Games like bingo, keno, and scratch cards are quick, light options when you want to switch it up. Fish table games are a fun pick, offering an interactive and arcade-style gaming experience.
Top Casino Credit Cards in the UK
The three main UK casino credit card options include Visa, Mastercard, and American Express. You can look at what each brand has to offer and decide which one meets your preferances.
- Mastercard: This card runs a close second to Visa in terms of popularity. Mastercard casinos offer zero liability protection and 24/7 concierge service.
- Visa: If a UK casino lets you gamble with a credit card, then you can guarantee Visa will be available. Visa offers great service that includes urgent (stolen) card replacement and zero liability.
- American Express: This brand is the decided third option because it’s not as common at UK credit card casinos. Amex is worth considering when available due to its favourable rewards programme and high payment limits.
Comparing Leading UK Credit Cards
Fees, security features, and withdrawal times are important when deciding which credit card to gamble with. Here’s a side-by-side comparison of how each card fares at established and new UK casino sites.
| Credit Card | Fees | Withdraw Time | Security |
|---|---|---|---|
| Mastercard | 0–2.5% | 1–3 business days | Payment PassKeys |
| Visa | 0–3% | 1–3 business days | Visa Secure |
| American Express | 0–3.5% | 2–5 business days | SafeKey |
Alternative Payment Methods at Top Credit Card Casinos
Every online casino accepting credit cards we’ve reviewed always offers additional payment options.
- Crypto: Lets you make direct deposits and withdrawals at UK gambling sites that accept credit cards. Most coins, like Ethereum, Litecoin, and XRP will deliver your winnings within minutes after processing at fast withdrawal casinos.
- eWallets: Deposit and withdraw from Britain credit card casinos using trusted brands like Neteller, PayPal, and Skrill. Ewallet withdrawal fees are reasonable at around 3%.
- Debit Cards: Debit cards function similarly to credit cards in terms of instant processing speed and convenience. The key distinction is that funds are drawn directly from your bank account rather than being borrowed on credit.
- Bank Transfers: These are commonly available for online casino withdrawals and deposits in the UK. They offer a secure alternative to card payments, but watch out for potential fees when cashing out with this method.
- Prepaid Cards: This payment method functions similarly to debit cards, as you can deposit by entering the card details. The key difference is that funds must be loaded onto the prepaid card in advance, ensuring you only spend what you’ve preloaded.
The following table provides extra info on alternative payment methods at UK credit card casinos. You might find the withdrawal times and fees particularly helpful.
| Payment Method | Deposit Time | Withdrawal Time | Fees |
|---|---|---|---|
| Credit/Debit Cards | Instant | 3-5 Days | Varies |
| Crypto | Instant | Within 1 hour | Low fees |
| Bank Transfer | 1-5 days | 3-5 days | £0–£35 |
| Cheque | N/A | 7-10 days | £25–£35 |
| Ewallets | Usually instant | 0-24 hours | Up to 3% |
Final Thoughts on UK Credit Card Casinos
Casinos that accept credit cards let you use one of the most popular and convenient payment methods. You can fund your account instantly, get a bonus, and quickly start playing for real money.
UK-friendly credit card casinos have other benefits, like favourable bonus terms, alternative payment options, and fast payouts. Most are also secure and legit, thanks to SSL encryption, licensing, and trusted software providers.
FAQs
Yes, you can play at a credit card casino within the UK. You just need to know that an online casino accepting credit card deposits isn’t licensed by the UKGC. It will instead have an offshore licence from a jurisdiction like Anjouan, Costa Rica, Curaçao, or Malta.
There are plenty of casinos accepting credit cards outside the UK in offshore jurisdictions. We’ve come across many gaming sites licenced in Curaçao, Anjouan, and other locations that take Brits. Examples include Casino Lab, TheHighRoller, WreckBet, and Xtraspin.
You don’t always need a VPN when playing at UK casinos that accept credit cards. It all depends on the gaming site and if they allow players from this country. We suggest choosing UK Visa and Mastercard casinos that don’t require a VPN when possible. This way, you don’t run into trouble when undergoing KYC and cashing out.
Debit cards are also payment options at any UK casino taking credit cards. You can use a debit card just like you would a credit card by quickly entering the card details. The key difference is that you’ll need money in your bank account before depositing.
If you’re wondering what UK gambling sites accept credit cards, 30bet, Instaspin, FoxyGold, and TheHighRoller are examples. These British credit card casinos offer an attractive mix of security, regular bonuses, many payment methods, and solid reputations.
You can normally claim many bonuses when depositing with a credit card at a casino online. Some gaming sites require you to enter a promo code, while others see you automatically qualify after depositing. Examples of credit card online casino bonuses include free spins, cashback, and match bonuses.
The amount you can deposit and withdraw at British online credit card casinos varies by operator. We commonly see deposit limits ranging from £20 to £10,000, while typical withdrawal limits vary from £20 to £5,000. Of course, you’ll notice different limits as you try more of these gaming sites.
References
- https://www.finder.com/uk/credit-cards/credit-card-statistics (UK credit card stats)
- https://natcen.ac.uk/publications/evaluation-credit-card-ban (National Centre for Social Research)
- https://www.gamingcontrolcuracao.org (Curaçao Gaming Control Board)